Frequently Asked Questions

What is GiftofCollege.com?

GiftofCollege.com is a gift registry for 529 college savings plans and student loan accounts that lets friends, family and companies contribute online and with GiftofCollege Gift Cards.

How can I get started?

Create a GiftofCollege profile on GiftofCollege.com. Connect the profile to your existing 529 college savings plan or student loan account. Then share your profile, and encourage your friends and family to contribute during important gift giving occasions.

How do I register my college savings plan or student loan account?

Go to our registration page at GiftofCollege.com and fill out our secure registration form.

Why don't I see my 529 college savings plan or student loan provider?

Though it is our goal to work with all plans/providers, there is/are? a handful that we currently do not. If your 529 college savings plan or student loan provider is not on our list and you would like to have it added, please contact us at customerservice@giftofcollege.com

How do I know my gifts are going to the right place?

GiftofCollege verifies all registered plans before gifts are accepted. Members can track their gifts on this website. Gifts will also be visible on investment plan statements and show up as Gift of College Inc.

How safe is my personal information?

GiftofCollege.com uses a 256-byte encryption coding certificate (SSL Certificate), which prevents hackers from viewing your personal information. Your information is always secure on our web site.

Can GiftofCollege access the money in a registered account?

No. Once gifts are initiated, GiftofCollege transfers gifts to the designated 529 college savings plan or student loan account.

If I give a gift, can I get a refund?

No. Once you initiate a gift, the redemption funds are processed immediately and routed to the designated 529 college savings plan or student loan account. GiftofCollege cannot access any redemption funds and all gifts are final.

Could my gift be rejected?

This happens rarely, and in these cases, GiftofCollege immediately notifies the registered member and issues a full refund.

How long do gifts take to get to the 529 college savings plan or student loan account?

Gift contributions take up to 14 business days before being credited to the designated account.

Can I use GiftofCollege if I don’t have a 529 college savings plan or student loan account myself?

Yes. You can view and make gift contributions to 529 college savings plans or student loan accounts.

Does it cost anything to register an account?

It is free to create a profile and link a 529 plan or student loan account to it. There is no charge to the gift recipient as a member. However, gift givers contributing to a profile are assessed a 5% processing/service fee (capped at $15) per transaction. This fee covers costs associated with this gifting platform.

How do I remove my savings plan from GiftofCollege.com?

While registered savings plans are permanently attached to your account, you can uncheck the “Active” box in Account Manager/Savings Plans to make your profile invisible to viewers. You can also “Edit” your plan in the same location.

I have additional questions.

Sorry about that. Please contact us at customerservice@giftofcollege.com with your questions and we will promptly respond with an answer. If you’d like to learn the basics about 529 Plans check out our new What is a 529? booklet at https://giftofcollege.com/saving-with-a-529/

How much can I gift to the account of an individual who has established a GiftofCollege profile?

Gift givers can gift from $25-$500 per transaction. Gift givers are assessed a 5% processing/service (capped at $15) fee per transaction. This fee covers costs associated with this service.

Can I purchase gift cards at GiftofCollege.com?

Yes. Gift cards are available online for purchase from $25-$200.
The purchase charge is as follows:
$3.95 for a $25+ gift card
$4.95 for a $50+ gift card
$5.95 for a $100+ gift card

How do I redeem a GiftofCollege Gift Card? This section should be conformed to whatever we decide upon.

If you already have a Gift of College account simply:
1. Log in
2. Select “Redeem Gift Card” from your Profile screen
3. Select your “Donation Method” from the drop down box, “Gift of College Gift Card”.
4. Enter the Gift Card Number, 4 digit PIN, Gift Card Amount then submit
5. You may also select “Check Balance” of your Gift Card at this point.

If this is your first time saving for college:
1. Go to our registration page at GiftofCollege.com and fill out our secure registration form.
2. Find and start a 529 college savings plan, OR locate your student loan provider
3. Link your 529 college savings plan, or student loan account to your GiftofCollege profile
4. Now you are ready to redeem your Gift of College Gift Card!